95k miles now...its definitely the timing chain stretch issue. The below video is not the best but you can hear the rattle just a little after start up. Was from yesterday morning.
http://youtu.be/hXBomAnrQDgUsually the longer it sits, the worse it is as the tensioner loosens.
Ford recently issued a TSB for the primary timing chain prematurely stretching, covered under the 80,000 mile emission warranty but I'm already past that. My best hope is that eventually Ford steps up and covers this for a lot of people...as they know there is a problem they completely changed the part number.
Theres varying theories on what going on...but in the TSB Ford went back on their word and now say full synthetic should be used(are they telling all the truck owners to switch to synthetic? no). They recommended synthetic blend before. Also, they have not come out and said it...but do not go by the oil life monitor on these trucks. Mine goes to 10,000 miles sometimes before the light turns on. I followed the OLM for the first year of ownership, but the last 2 years I have been doing 4,000 mile oil changes. There is a lot of fuel that accumulates in the crank case on some of these trucks(especially short trips), which is not good if you are going on extended intervals. Others have a theory the chain just wasn't made of good enough material and the HPFP is adding too much strain to the chain.
Whatever the case is, I think this stretched chain is causing a lot of my problems and I am getting it addressed. It is probably more than I want to get into at this point in time with some Ford specific tools required, and its a pretty big job. I am either having the dealer do it so I have warranty on their work(because some have gotten the TSB done and the rattle came back days later) or will have my buddy who is a Nissan tech do it(Nissan has the same issues cropping up on their turbocharged engines, as well as Chev).
But if you have an F150 Ecoboost(or really and turbocharged direct injection vehicle), I would strongly recommend you change to full synthetic and get oil changes every 5,000 miles or less. The TSB is for trucks built before 10/10/2014...so no model year is safe.
Just a heads up for anyone owning one of these trucks cause its not going to be a cheap repair. The TSB calls for 9 hrs labor plus the chain. But I am going to have them replace guides, tensioner, possibly the secondary chain and water pump since they are already going to be in there. I do not want to have this issue come back after a few days like some people have had happen, and that's most likely because the tensioner was damaged when fully extended and they are not replacing them per the TSB. There could potentially be a much larger problem of oil not flowing to the tensioner which could also be why the noise has been coming back for some just days later.
Guess we'll see. If it wasn't a new model year this year I'd consider getting a 15...but after having my 11 I will never buy first year again haha